Employee Benefits That Don't Break the Budget
Name:
Employee Benefits That Don't Break the Budget
Date:
May 5, 2026
Time:
3:00 PM - 4:30 PM EDT

Event Description:
Presented by: John A. Carlson, Founder & Managing Partner – SavePoint Insurance TEAM
Many small businesses would like to offer employee benefits but are unsure where to start, while others already offer benefits but are looking for better ways to manage costs and understand their options. This seminar is designed specifically for small employers to provide clear, practical guidance on how to begin offering benefits or improve an existing program in a cost-effective and manageable way.
Employee benefits are often one of the largest business expenses, but when structured properly, they can also serve as a valuable tool for attracting and retaining employees, improving workforce stability, and creating tax-efficient compensation strategies.
Whether you are starting from scratch or looking to improve an existing plan, this session will provide a practical framework to make more informed decisions.
Many small businesses would like to offer employee benefits but are unsure where to start, while others already offer benefits but are looking for better ways to manage costs and understand their options. This seminar is designed specifically for small employers to provide clear, practical guidance on how to begin offering benefits or improve an existing program in a cost-effective and manageable way.
Employee benefits are often one of the largest business expenses, but when structured properly, they can also serve as a valuable tool for attracting and retaining employees, improving workforce stability, and creating tax-efficient compensation strategies.
Whether you are starting from scratch or looking to improve an existing plan, this session will provide a practical framework to make more informed decisions.
Topics Covered
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Getting Started with Benefits - How small employers can begin offering benefits, even with limited budgets.
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Understanding Your Options - Overview of traditional group plans, ICHRA, QSEHRA, and defined contribution strategies.
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Building a Benefits Budget - How to determine a realistic employer contribution.
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Benefits vs. Compensation - Tax advantages of offering benefits vs increasing wages or stipends.
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Designing a Competitive Strategy - How to evaluate competitors and position your benefits.
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Supplemental & Voluntary Benefits - Low-cost options with minimal employer expense.
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Funding & Accessing the Market - Carrier, and PEO approaches and tradeoffs.
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Managing Benefits Long-Term - How to evolve your plan as your business grows.
Who Should Attend
- Small business owners
- Employers who do not currently offer benefits
- Employers who currently offer benefits and want to better control costs or evaluate alternatives
- Financial managers and controllers
- HR or operations leaders
